PolicyandFunds.com we are one of the top Health Insurance Agent in Chennai, India. We are helping to choose perfect FAMILY FLOATER HEALTH INSURANCE POLICY / FAMILY MEDICLAIM POLICY for our clients. The advantage of a Family Floater Policy: Higher Sum Insured, Tax Benefits under Section 80(D), Greater Medical Coverage and Easy to add a new family member(s).
List of Health Insurance Companies in India | ||
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Star Health and Allied Insurance Co Ltd. | Apollo Munich Health Insurance Company Limited. | HDFC ERGO General Insurance Co Ltd. |
Bajaj Allianz General Insurance Co Ltd. | ICICI Lombard General Insurance Co. Ltd. | Reliance General Insurance Co Ltd. |
National Insurance Co Ltd. | The New India Assurance Co Ltd. | The Oriental Insurance Co. Ltd. |
United India Insurance Co Ltd. | Future Generali India Insurance Company Ltd. | Cigna TTK |
Iffco Tokio General Insurance Co Ltd. | Royal Sundaram Alliance Insurance Co Ltd. | Tata AIG General Insurance Co. Ltd. |
Cholamandalam MS General Insurance Co Ltd. | SBI General Insurance Company Ltd. | MAX Bupa Health Insurance Company Ltd. |
Religare Health Insurance Co Ltd. | L & T General Insurance Co Ltd. | Bharti AXA General Insurance Co Ltd. |
Universal Sompo General Insurance Co Ltd. | Liberty Videocon General Insurance | Shriram General Insurance Company |
Health Insurance Family Floater Policy is a plan that is particularly customised for families. As the name suggests the whole family will be covered by this insurance plan. This family floater plan is directly proportional to the individual plans for health insurance. The only difference is that it will cover your entire family and not only an individual.
Want to save your loved one from health risk? Just select a family floater plan today. Policies that offer family benefits will definitely relieve you from the task of maintaining and keeping track of several individual insurances policies & decrease yours spend. The fantastic benefit that we could have in the family floater plan is that if you need more money to be spent for a person in a family regarding the health then the amount of others in the same family could be used.
Let’s now discuss the people who all will be covered under this plan. They are Individual, Spouse and their children. Some insurance providers do have provision to cover dependent parents, siblings and parents-in-law also. Make a wise decision in selecting your plan. Selecting a health insurance plan is not a cakewalk. Need some expert advice on it. We PolicyandFunds consultants are there to help those who need guidance in selecting the family floater plan.
First Step: Complete details about Doctor advises of treatment or hospitalisation.
Second Step: Register your claim with the Health insurance company.
Third Step: For Cashless Claim – May Visit Network Hospital for the treatment. (Or) Can Reimbursement the Claim – Treatment taken at the Non linked network Hospital.
Fourth Step: Cashless Claim – Contact to avail the cashless treatment TPA or In-House Claim of health insurance company, this process generally will follow by the Hospital Insurance Help Desk for arranging cashless treatment.
Reimbursement Claim – Once treatment have taken Submit your documents within 15 days of discharge from the hospital for reimbursement.
The following documents are required to apply for health insurance claim:
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