Senior Citizen Health Insurance

Senior Citizen Health Insurance

PolicyandFunds.com we are one of the top Health Insurance Agent in Chennai, India. We are helping to choose perfect SENIOR CITIZENS HEALTH INSURANCE POLICY / SENIOR CITIZENS MEDICLAIM POLICY to our clients. Advantage of Senior Citizens Health Plan: Higher Sum Insured, Tax Benefits under Section 80(D), Greater Medical Coverage and Cash Less Hospitalization Facility across India.

List of Health Insurance Companies in India
Star Health and Allied insurance Co Ltd. Apollo Munich Health Insurance Company Limited. HDFC ERGO General Insurance Co Ltd.
Bajaj Allianz General Insurance Co Ltd. ICICI Lombard General Insurance Co. Ltd. Reliance General Insurance Co Ltd.
National Insurance Co Ltd. The New India Assurance Co Ltd. The Oriental Insurance Co. Ltd.
United India Insurance Co Ltd. Future Generali India Insurance Company Ltd. Cigna TTK
Iffco Tokio General Insurance Co Ltd. Royal Sundaram Alliance Insurance Co Ltd. Tata AIG General Insurance Co. Ltd.
Cholamandalam MS General Insurance Co Ltd. SBI General Insurance Company Ltd. MAX Bupa Health Insurance Company Ltd.
Religare Health Insurance Co Ltd. L & T General Insurance Co Ltd. Bharti AXA General Insurance Co Ltd.
Universal Sompo General Insurance Co Ltd. Liberty Videocon General Insurance Shriram General Insurance Company

What Is Senior Citizens Health Insurance Policy / Mediclaim Policy?

Health Insurance for Senior Citizens, is a plan that is particularly customized for Senior Citizens. As the name suggest the only the Senior Citizens will be covered under this insurance plan.

Want to save your Parents health risk? Just select a Senior Citizens plan today. Policies that offer benefits will definitely relieve you from the task of maintaining and keeping track of Senior Citizens insurances policies & decrease yours spend. Make a wise decision in selecting your plan. Selecting a health insurance plan is not a cakewalk. Need some expert advice on it. We PolicyandFunds Health Insurance consultants are there to help those who need guidance in selecting the Senior Citizens Plan.

Eligibility

  • Person age between 60 – 75 years, living in India, can take this policy (Life Long Renewal Guranteed).

Main Features and Advantages of Senior Citizens Health Insurance / Mediclaim Policy in India

  • One policy, gives wider range of coverage for Senior Citizens with affordable premium rate.
  • Avail more sum insured
  • PED Covers
  • Cashless Treatment
  • In House Claim Settlement
  • Room Rent Cover
  • Tax Benefits under Section 80D
  • Third Party Administrators some health insurance companies and some of them In house claim settlement.
  • Surgeon, Anaesthetist, Consultants, Oxygen, Blood,Specialist Fees, imaging modalities and Medicines and Drugs Oxygen, Medical Practitioner, Operation theatre, Operation Theatre, Diagnostics, Diagnostic and Cost of pacemaker.

Star Senior Citizens Red Carpet Health Insurance Policy*

*Senior Citizens Health Insurance Policy/Mediclaim Policy for aged between 60 to 75 years old. This will covers Pre Existing Diseases (PED) from the following second year onwards. No Medical Test or Screening Required. And also will be covered the Medical Consultations as an Out Patient (OP) in a Listed Network Hospitals.

Steps involving to register Your Health Insurance Claim with Health Insurance company

First Step: Complete details about Doctor advises of treatment or Hospitalization.

Second Step: Register your claim with the Health insurance company.

Third Step: For Cashless Claim – May Visit Network Hospital for the treatment. (Or) Can Reimbursement the Claim –  Treatment taken at the Non linked network Hospital.

Fourth Step: Cashless Claim –  Contact to avail the cashless treatment TPA or In-House Claim of health insurance company, this process generally will followed by the Hospital Insurance Help Desk for arranging cashless treatment.

Reimbursement Claim – Once treatment have taken Submit your documents within 15 days of discharge from the hospital for reimbursement.

Intimating the claim keep ready with the below Documents

  • Current Health Insurance Policy Number
  • Contact details of Insured / Claimant
  • Name of Insured person or claimant person, who is admitted for hospitalised
  • Intimate the information when register the claim relationship of insured with the patient person who is admitted for treatment.
  • Name of the hospital admitted for treatment
  • Person admitted what nature of ailment
  • Information of date & time of accident if that is accident case
  • Where the accident happened if that is accident case  

Health Insurance Policy Reimbursement Claim Process

Documentation are Required:

The following documents are required apply for health insurance claim:

  • Which is Duly filled claim form by the proposer
  • Treating Doctor signed Medical Certificate.
  • Complete Discharge summary.
  • Complete bills and receipts which is original
  • Prescription of medicine and cash memos from the treated hospital pharmacies.
  • Report of investigation
  • For accident case, the FIR or Medico Legal Certificate (MLC) is required.

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