Health Insurance for Cardiac Patients

Health Insurance for Cardiac Patients

PolicyandFunds.com we are one of the top Health Insurance Agent in Chennai, India. We are helping to choose perfect and best HEALTH INSURANCE POLICY FOR CARDIAC/ANGIOPLASTY/BYPASS SURGERY/MEDICLAIM POLICY in India for our clients.

Health Insurance for Heart Patients / Cardiac / after Angioplasty / after Bypass Surgery in India

This policy is specially designed for individual who have undergone treatment for the first time the named surgery, intervention and correction for the existing diseases of Cardiac.

Insurers started providing policy for cardiac care. In India many people undergo hearth related surgery and in recent days it cost so much. Cardiac care insurance policy is a unique and creative health insurance policy to benefit the people who undergo heart related treatment. People who had to undergo heart related treatment also can avail this cardiac care policy.

Even if you don’t have health insurance policy be not worried and try getting the cardiac care treatment insurance policy. People who have to undergone the cardiac surgery, by pass treatment and angioplasty can have a cardiac care insurance policy. Are your hospital bills eating you mind? Also are you in urge of doing the heart and cardiac related treatments. Call Us Today.

There are more benefits in cardiac care insurance policy. Some of them are: Life time renewal, pre hospitalization coverage and post hospitalisation coverage. Pre-Acceptance medical screening etc. Many insurers like STAR HEALTH INSURANCE – STAR CARDIAC CARE INSURANCE POLICY providing the cardiac care insurance policy. To know more about the insurers who can give policies for cardiac care, then feel free to talk to us a clarify all your queries. We are the dedicated insurance agents who are waiting for you approach in regards to the cardiac care insurance. It is totally different from general health insurance.

Start Health Insurance Company offers Health Insurance for Heart Patients / Cardiac / after Angioplasty / after Bypass Surgery in India

Start Health Insurance – Star Cardiac Care Insurance Policy

Eligibility of Heart Patient Cardiac Policy Insurance Policy

  • Age 10  – 65 (who has undergone for the first time)

Highlights of Star Cardiac Care Insurance Policy

  • This policy is specially designed for individual who have undergone treatment for the first time the named surgery, intervention and correction for the existing diseases of Cardiac.
  • Two Plans – Gold Pland and Silver Plan option to choose
  • OP Benefit
  • PA – Personal Accident Death Cover
  • No Pre Acceptance Medical Screening is required
  • 405 – Day Care Procedures are covered under this policy

Benefits of Diabetes Insurance Policy

  • Covers expenses of Hospitalization because of diabetes. Room, Surgeons fees, Nursing and Boarding Charges, Anaesthetist, Drugs and medicines (pharmacy)
  • Ambulance charges for emergency
  • Pre Hospitalization expenses up to 30 days
  • Post Hospitalisation expenses
  • 405 Day care treatment
  • PED – Pre Existing Diseases covered after 48 months

We will be guiding by proving the features of every plan that provides diabetics coverage and help our clients in selecting.

Steps involving to register Your Health Insurance Claim with Health Insurance company

First Step: Complete details about Doctor advises of treatment or Hospitalization.

Second Step: Register your claim with the Health insurance company.

Third Step: For Cashless Claim – May Visit Network Hospital for the treatment. (Or) Can Reimbursement the Claim –  Treatment taken at the Non linked network Hospital.

Fourth Step: Cashless Claim –  Contact to avail the cashless treatment TPA or In-House Claim of health insurance company, this process generally will followed by the Hospital Insurance Help Desk for arranging cashless treatment.

Reimbursement Claim – Once treatment have taken Submit your documents within 15 days of discharge from the hospital for reimbursement.

Intimating the claim keep ready with the below Documents

  • Current Health Insurance Policy Number
  • Contact details of Insured / Claimant
  • Name of Insured person or claimant person, who is admitted for hospitalised
  • Intimate the information when register the claim relationship of insured with the patient person who is admitted for treatment.
  • Name of the hospital admitted for treatment
  • Person admitted what nature of ailment
  • Information of date & time of accident if that is accident case
  • Where the accident happened if that is accident case  

Health Insurance Policy Reimbursement Claim Process

Documentation are Required:

The following documents are required apply for health insurance claim:

  • Which is Duly filled claim form by the proposer
  • Treating Doctor signed Medical Certificate.
  • Complete Discharge summary.
  • Complete bills and receipts which is original
  • Prescription of medicine and cash memos from the treated hospital pharmacies.
  • Report of investigation
  • For accident case, the FIR or Medico Legal Certificate (MLC) is required.

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