LIC Anmol Jeevan Term Plan

LIC Anmol Jeevan Term Plan

LIC Anmol Jeevan II Term Plan (Table No. 822) Term insurance its kind of life insurance policy provided by the Life Insurance Corporation of India. Its a pure term insurance plan there is no bonus benefits facility under this policy. If Life Insured Policy Holder dies within the period of policy tenure, entire death benefits payable to the nominee of the insured person there is no maturity benefits in term insurance plan. LIC Term Plan its one of the Best Term Plans in India 2018, gives Tax Benefits under Section 80(C). As a LIC Agent in Chennai we help client’s to choose the Top Listed term plans in India. Before buy the term insurance check the Eligibility, Sum Assured, Policy Benefits, coverage, details, features, Reviews, Term Plan Premium Calculator.

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LIC Anmol Jeevan II Term Plan (Table No. 822)

Policy Main Specification

  • Age at Entry (Last Birthday): 18 years
  • Maximum Age at Entry (Last Birthday): 65 Years
  • Policy Term (PT) Minimum: 5 Years and Maximum: 25 Years
  • Premium Paying Term (PPT): Whatever chosen Period
  • Premium Paying Term (PPT): Whatever chosen Period
  • Premium Paying Mode: Yearly, and Half-Yearly
  • Sum Assured Minimum 6 lacs, and Maximum: 24 lacs

Key Features and Benefits of LIC’s Anmol Jeevan Term Policy

  • Its a pure term plan benefits will be given only the policy holder dies
  • Its not participating with traditional plan
  • Entire Sum Assured paid to nominee death of insured person
  • Peaceable premium rates for long term 25 years
  • Discount of premium for annual mode
  • Tax benefits under section 80C
  • Claim tax benefit under section 10(10D)

Sample Premium Rates:

The sample premium rates are exclusive of taxes:

Annualized premium rates per Rs. 1000 Sum Assured
Age(yrs.) Term of the Policy (years)
5 10 15 20 25
20 2.09 2.09 2.09 2.16 2.31
30 2.31 2.37 2.65 3.02 3.54
40 3.48 4.10 5.07 6.03 7.05
50 7.91 9.44 11.21

Term Insurance Policy Medical Examination (Medical Test)

For Term Insurance Policy,  proposer term insurance applied person need to submit the required documents that hast to be attested your existence like, address proof and detailed medical history. Apart from this proposer need to be go for a medical examination for health checkup in network linked laboratory, medical test is based on proposer age or the sum you need to assure.

LIC Anmol Jeevan II Term Plan Details and KYC

Free Look Period: Policy holder are not satisfied under the policy condition or like coverage etc., policy holder have the options to cancel the policy within the period of 15 days from date of receipt, provided any claim happen LIC will not be paid.

Exclusions: Suicide committed within one year (12 months) of policy period only 80% of the premiums will be paid to the nominee

Documents Required: Proposal Form 300 shall be filled under this plan, and also other proof of documents are required to completed the policy, like photo, address proof, and other Know your customer (KYC) documents.


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