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LIC Jeevan Lakshya Plan (Table 833) is a limited period premium paying conventional plan which is non-linked and Profits Endowment Assurance plan. Policy provides an regular annual income to the beneficial towards the needs of the family for surviving, child education, child marriage etc., its especially well for the minors, if the policyholder in case of the death before the policy maturity period. A lump sum amount made by the LIC of India Life Insurance Company and apart from the death benefits further no need to pay any premium till the policy term which is completely premium waived as per the policy conditions LIC taken care of further premium, end of the policy term maturity lump sum will be paid to achieve the family dreams with bonus, additional bonus. Also Have an option can take care of liquidity needs by the loan facility, surrender value option. Before buy the policy Know the Eligibility, Sum Assured, policy details, policy new features, benefits, reviews, life insurance coverage, maturity Benefits, premium calculator, maturity calculator, premium chart, return calculator, tax Benefits under Section 80(C) and Section 10 (D). Generally New Endowment LIC Policies are inbuilt Accidental Death and Disability Benefit Rider. PolicyandFunds.com is one of the top & best LIC Agent in Chennai, provides good customer services to choose perfect Life Insurance Plans in India 2017.
LIC Jeevan Lakshya Plan are the best tool to achieve Short-Term as well as Long-Term Financial Goals & for Retirement savings. LIC Policy gives highest return of bonus, final addition bonus in the Life Insurance Industry of India, Plans available Like, 15-35 years, this policy helpful to to double the money easily, plans are also helps for girl or boy baby child future Higher Education, Carrier, future Marriage.
Sample premium rates declared below in table (excluding service tax) per Rs. 1000/- Basic Sum Assured (SA):
|Age/Term(in years)||13(PPT = 10)||15(PPT = 12)||20(PPT = 17)||25(PPT = 22)|
Under the policy Grace Period: 30 days will be allowed to premium pay. Policyholder if fails to pay the premium within the policy grace period, automatically the policy will be get lapsed. And there is a option to be revived the policy within the period of two years from the date of the first unpaid policy premiums.
Free Look Period: Policy holder are not satisfied under the policy condition or like coverage etc., policy holder have the options to cancel the policy within the period of 15 days from date of receipt, provided any claim happen LIC will not be paid.
Exclusions: Suicide committed within one year (12 months) of policy period from the date of commencement of risk, LIC will not pay any claim under this policy except for to the extent of 80% of the premiums paid excluding any taxes, extra premium and rider premiums, if any, provided the policy is in force.
Documents Required: Proposal Form 300 shall be filled under this plan with exact medical history, and also other proof of documents are required to completed the policy, like address proof and other Know your customer (KYC) documents. Additionally Medical test may required based on the sum assured also the age of the person wants to take the policy
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