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LIC Jeevan Shikhar Plan (Table 837) It’s a profit plan with Guaranteed Return, non-linked with unit plan, policy provides saving and protection by paying single premium which secure the policy holder the risk cover is ten times of Investing Single Premium. Before buy the policy Know the Eligibility, Sum Assured, policy details, policy new features, benefits, reviews, life insurance coverage, maturity Benefits, premium calculator, maturity calculator, premium chart, return calculator, tax Benefits under Section 80(C) and Section 10 (D). Generally PolicyandFunds.com is one of the top & best LIC Agent in Chennai, provides good customer services to choose perfect Life Insurance Plans in India.
Sample premium rates declared below in table (excluding service tax) per Rs. 1000/- Basic Sum Assured (SA):
|Age at entry (Nearest Birthday)||Tabular Single Premium Rates in (Rs.)|
|Maturity Sum Assured (MSA)||Reduction in Tabular premium per Rs.1000/- Maturity Sum Assured|
|Rs.2,00,000 to Rs. 4,80,000||Rs. 15.00|
|Rs.5,00,000 and Rs. 9,80,000||Rs. 20.00|
|Rs.10,00,000 and above||Rs. 25.00|
Grace Period: This future will not applicable under this plan, because its an one time investment and no more further premium will be collected
Free Look Period: Policy holder are not satisfied under the policy condition or like coverage etc., policy holder have the options to cancel the policy within the period of 15 days from date of receipt, provided any claim happen LIC will not be paid.
Exclusions: Suicide committed within one year (12 months) of policy period only 90% of the premiums will be paid to the nominee
Documents Required: Proposal Form 300/340/360 shall be filled under this plan, and also other proof of documents are required to completed the policy, like address proof, and other Know your customer (KYC) documents.
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