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LIC New Jeevan Anand Plan (815 Table No) It’s non linked plan India’s Top selling Life Insurance policy mixture of Whole Life Insurance Cover and Endowment Policy Benefits. This policy gives two main futures, One is end of the policy term one full sum Assured and bonus, final additional bonus if any, will be paid. Another main future is after the maturity period once all the premiums are paid the risk cover will continuous full sum assured up to the life span of policy holder that means whole life coverage upto 100 years. LIC Jeevan Anand Policy gives Life Insurance and also saving features, financial security to the family members and nominee, gives good return. Before buy the policy Know the Eligibility, Sum Assured, policy details, policy new features, benefits, reviews, life insurance coverage, maturity Benefits, premium calculator, maturity calculator, premium chart, return calculator, tax Benefits under Section 80(C) and Section 10 (D). Generally Jeevan Aanad LIC policy are inbuilt Accidental Death and Disability Benefit Rider (for accidental death gives 125% of sum assured). PolicyandFunds.com is one of the top & best LIC Agent in Chennai, provides good customer services to choose perfect Life Insurance Plans in India 2018.
Sample premium rates declared below in table (excluding service tax) per Rs. 1000/- Basic Sum Assured (SA):
|Year of Policy Term|
Under the policy Grace Period: 30 days will be allowed to premium pay. Policyholder if fails to pay the premium within the policy grace period, automatically the policy will be get lapsed. And there is a option to be revived the policy within the period of two years from the date of the first unpaid policy premiums.
Policy holder are not satisfied under the policy condition or like coverage etc., policy holder have the options to cancel the policy within the period of 15 days from date of receipt, provided any claim happen LIC will not be paid.
Suicide committed within one year (12 months) of policy period from the date of commencement of risk, LIC will not pay any claim under this policy except for to the extent of 80% of the premiums paid excluding any taxes, extra premium and rider premiums, if any, provided the policy is in force.
Proposal Form 300 shall be filled under this plan with exact medical history, and also other proof of documents are required to completed the policy, like address proof and other Know your customer (KYC) documents. Additionally Medical test may required based on the sum assured also the age of the person wants to take the policy.
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