Two Wheeler Insurance Policy

Two Wheeler Insurance

Two wheeler plays an important role in everyone’s life. For some people it is like one of the family member. Some will protect their bike like a child. Many people travel from one place to another in bike. Definitely we have to confirm that two wheelers are a part of one’s life. Your two wheeler gives you pride too.

It is our prime duty to save and secure our two wheelers. So it is advisable to have an insurance policy for your two wheelers. This insurance policy will safeguard your bike from physical damage. Even if your bike was stolen we can claim the insurance for it. For your two wheelers the policy is the only option to save the life of the bike. Save your admiring rider with an insurance policy and stay calm.

Compare the insurance policy for two wheelers from different insurers and find the one that suits you. Nowadays buying a two wheeler insurance is an easy and quick process. We are able to get instant insurance policies and also we have low premium policies available for two wheelers. We also can get the two wheeler policies in online for cashless settlement. Also they provide 24/7 support for the online users.

In general, the premium amount will be calculated based on Cubic capacity, registration zone, IDV and age of the vehicle. Also nowadays it’s an easy task to get renewal for your expired policy. It can be renewed without document and inspections. No extra charges have to be paid. Can get the policy instantly. Speak to us anytime and get clarification on any two wheeler policies.

Two Wheeler Insurance

India’s major General Insurance Companies

• ICICI Lombard
• Bajaj Allianz
• Reliance
• Future Generalli
• TATA AIG
• HDFC Ergo
• Bharti Axa
• L&T General Insurance
• Iffco Tokio
• New India
• Royal Sundaram
• National Insurance
• United India

Key Benefits of our partners insurance companies

• Cashless claim facility options are avail at linked Cashless Garage Network all across India.
• No Claim Bonus (NCB): If any claim will not be in during the policy period, No Claim Bonus (NCB) is eligible while renewals. This will be max of high as 50%. (Note: NCB will be only allowed within 90 days of the policy expiry date of the previous policy.)
• Options Transfer the No claim Bonus (NCB) You can able to transfer the full benefits of No Claim Bonus (NCB) when client wants to shift from one motor insurance company to another motor insurance company. The discount and rates are the same, provided client to show evidence that you are eligible to have the No Claim Bonus from your previous motor insurance company. Client may received from insurance company the following:
• Renewal notice of previous policy
• Letter confirming the No Claim Bonus (NCB) eligible from the previous insurance company

FAQ’s

Why do I need to insure my vehicle?

Two Wheeler Insurance policy will help to protecting your financial loss that may be due to accident, damage or even theft. Also, when are in a move you are responsible for the safety of yourself, your pillion passenger, other public or people’s property. Insurance policy will helps in covering the costs of injuries, losses, and damages.

What are factors that are determined the calculating premium of my vehicle?

The Insurance premium of vehicle will be calculated by the following factors:

• Age of the vehicle
• IDV (Insured Declared Value) or Sum Insured
• Place of vehicle registration
• Vehicle type / Model/ Year of Make

What will happen sell my vehicle to someone else?

If you sell your two wheeler to someone else, this two wheeler insurance can be transferred in the name of the buyer. The buyer has to apply for transfer of insurance with concern insurance company within a specific period of time from the date of transfer of vehicle in his/her name.

What details do I need to provide for a claim settlement?

For a proper claim settlement, client need to fill the claim form and to be provided the following information to the Insurance Company:

• Contact number / Insured Person
• Policy number and Policy Copy
• Registration details/RC Copy
• Details of Driver at the time of accident including driving license
• FIR (First Information Report) this may differs case to cases
• Repair estimates from authorized service center

What are the steps to initiate a claim settlement?

• Client has to keep policy copy or cover note, RC & DL (Driving License who is driving the vehicle at the time of accident).
• Register claim ASAP, immediately with the insurance company and get the claim intimation number
• Ask to guide you to near by cashless garage, otherwise request for help to towing or ambulance services if may required
• File an FIR (First Information Report) at the near by police station if property injury, damage, theft or any other damages.
• Get a repair estimate from authorized services center, attach the necessary documents along with the filled claim form go for claim settlement process

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