Travel Insurance

Travel Insurance

PolicyandFunds.com we are one of the top Travel Insurance Policy Agent in Chennai, India. We are helping to choose perfect and best Travel Insurance Plan in Chennai with the Top Insurance Company, like Star Health – Travel Insurance Policy, can get help to buy the best travel policy for Individual Travel Insurance, Family Travel Insurance, Many Trip Travel Insurance, Group Travel InsuranceCorporate Travel Insurance, Student Travel Insurance, Senior Citizen Travel Insurance etc.,

What is Travel Insurance Policy, Benefits of Travel Insurance Policy

Travel Insurance policy it’s a kind insurance policy, Covers to the policyholder for certain incidents while arrangements of travel. It gives the following benefits to the traveler.

  • Loss of Flight delay or cancellation
  • Baggage loss of checked
  • Loss of passport, etc.,

Best Travel Insurance Policy Companies in India/Service Provider in India

  • Star Health Travel Insurance Policy
  • SBI Travel Insurance Policy
  • TATA AIG Travel Insurance Policy
  • Bajaj Allianz Travel Insurance Policy
  • HDFC ERGO Travel Insurance Policy
  • Bharti AXA Travel Insurance Policy
  • Future Generali Travel Insurance Policy
  • IFFCO Tokio Travel Insurance Policy
  • Cholamandalam Travel Insurance Policy
  • ICICI Travel Insurance Policy
  • Apollo Munich Travel Insurance Policy

Age Limit Eligibility for Travel Insurance Policy

  • 3 months to 80 Years (*Eligible Age will be vary for One Insurance Provider to another)

Emergency while Traveling to a Foreign Country

Travel insurance mainly purchase at the time of travel booking, that coverage will be in live for the whole trip. And also the policy covers the medical expenses if any medical emergency requires in foreign country.

Key Features of Best Travel Insurance Policy

Travel Insurance Policy gives more advantages for due to Flight Issues:

Travel insurance policy gives benefits for in certain cases, also some flight delay or flight cancellation due to some reasons. Generally this policy covers while travelling to abroad. In case of any delay that time the travel insurance policy will be started to work, as per the policy condition accommodation will be provided with during the waiting period.

Medical Emergency/Hospitalization:

If the traveler met with an accident while travelling or during the trip or some  medical emergency hit all of a suddenly. Whatever the expanses that will bears travel insurance policy,  more benefit it gives including hospitalization, treatment for physically injured, and ambulance fee, etc.

Travel and Accommodation:

If any chance to trip termination or delay that will be covered by travel insurance policy. At the time of expenses everything like, hotel accommodation, transportation, if required any medical emergency air ambulance charges are covered.

Legal Liability and Expenses:

It covers legal liabilities and legal expenses.

Top reasons Why You Should Buy Travel Insurance Policy

This will give to the traveler comfortable and also the hassle free trip, the following reasons why travel policy is more important while trip.

  • Due to flight is delayed, Policy covers the mealtime reimbursements.
  • In case of loss of passport, easily can get assistance.
  • All the time if needed medical emergency.
  • If the trip will be cancelled due to some reasons, you will not be lose your money.
  • Loss of luggage.
  • Arise any disaster, you may return to home safely.
  • Gives economic trip.
  • At low cost more coverage.

How to Find the Best Travel Insurance Plan/Policy in India

  • Analyse the Company’s trustworthiness, and reliability.
  • Travel Policy cost should be affordable.
  • It should be Hassle free to buy the policy.
  • Destination will be decided your actual premium that the traveler have to pay, premium may vary country to country based on underwriting rules.
  • Reasons of Travelling: If your trip for adventure activities, traveller should be chosen some special plan, this will effectively works with additional coverage.
  • Age: Premium will be vary based on traveler age limit this will be less premium for youngsters up to 25 years old, and more than this some additional premium will be charged like for 45 years old travelling person. And for the Senior citizens can choose the effective plans which will covers the Pre Existing disease also.
  • Sum Insured (SA): While choosing the sum assured the premium will be fixed, this will be vary for higher sum assured.
  • Coverage: For Add-ons cover the premium will be vary and for not having add-ons the premium will be less.
  • Claim Settlement: Ensure before purchasing the travel insurance policy the insurance company claim settlement ratio which company is the good.

Where to buy and How to Buy Travel Insurance policy in India

Travel Insurance Policy is mainly required the good services from Insurance Agent and also insurance provider. PolicyandFunds.com in Chennai we are providing timely and high quality services to our clients all over the India.

Types of Travel Insurance Policy

Domestic Travel Insurance Policy

Domestic travel insurance policy will be works while travelling within the country. It helps to protect financially for medical emergencies, death or permanent disability, travel delay and personal liability and checked-in lost/stolen baggage.

International Travel Insurance Policy

This policy works for travelling International trip. It helps to protect financially for medical emergencies, death or permanent disability, travel delay and personal liability and checked-in lost/stolen baggage, and loss of travel documents or passport.

Group Travel Insurance Policy

Group Travel Insurance Policy in India, this will be taken by corporate companies or organization behalf of their employees, this will give coverage for both international and domestic trips.

Student Travel Insurance Policy

Student Travel Insurance Policy specially created for students who travelling abroad for higher education through student visa. Benefit for student for higher study in universities or institutes in some foreign country. This will cover for medical treatment, study interruptions  and passport loss.

Medical Travel Insurance Policy

Medical travel insurance Policy it’s a plan will be given only for short-term, designed for health care and medical expenses such as medical emergency, etc., while travelling individual to overseas. The coverage conditions inclusions and exclusions this will be vary and depend upon the travel insurance policy provider.

Senior Citizen Travel Insurance Policy

This policy is mainly designed for Senior citizen insurance people who between the age group of 61-70 years old. Gives cute benefits to seniors includes the coverage for dental treatments and also cashless hospitalization.

Family Travel Insurance Policy

Family Travel Insurance Policy covers the whole family can use the policy any individual of the family while travel, this will help for travel related emergencies requirements. Covers for the hospitalization while travel, loss of baggage, etc.

Individual Travel Insurance Policy

Designed for Individual person who planned to travel abroad, This will help travel related emergencies. Timely help to the traveler of individual, protects and will give coverage against cancellation of trip, trip curtailment and home burglary.

Annual Multi Trip Travel Insurance Policy

Annual Multi Trip Travel Insurance Policy it’s like kind of travel insurance provides extended coverage for whole year, mainly designed for frequent travelers more trips within the year, the person no need to apply the policy at every time.

Single Trip Insurance Policy

Designed to protect the traveler belongings, loss of baggage/passport, medical emergencies etc. this coverage will be valid for only duration of a single trip.

Travel Insurance Policy Claim Process and Contact Details

If any emergency help is required during while you are staying abroad (foreign), get help and call them using their contact number immediately which is mentioned in the policy documents by Insurance Service provider.

Steps to be followed to register the Travel Insurance Claim

First Step: Immediately ASAP Intimate to the Travel Insurance Company within 24 hours of occurrence of claim.
Second Step: To get benefit of  Worldwide cashless facility, make a call to the mentioned numbers in the policy copy.
Third Step: To get reimbursement, to be submitted the duly filed claim form along with all required documents at the mentioned address in the policy copy.

*Documents Required: Check with the Travel Insurance Company Toll Free/Contact Number for any help, check their wenbite for more information.
**Download Claim Forms: Check the Website and Download all the claim forms which is required.
***Check Claim Status: Once Registered the Claim you will be get the Claim Intimation Number keep with you and check with the Claims Department of Service Provider.


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