PolicyandFunds.com is the website name which is registered for to provide only the information and product knowledge about Life Insurance, Health Insurance, General Insurance & Mutual Fund Investments products, We as a IRDA Authorised Insurance Agent only all the licences are properly taken in the name of Mr. V. Kothandapani, we are eligible to sell only LIC India (www.licindia.in) Life Insurance Policies, Stand Alone Health Insurance Company Star Health & Allied Insurance Company (www.starhealth.in), General Insurance New India Assurance Company Ltd (www.newindia.in). We are registered AMFI Mutual Fund Distributor (ARN109526) (can refer about us page for our licence number details).

On this website we have used except above mentioned companies Logos and Insurance company names its only for learning & product knowledge purpose only, we are not selling any other products apart from which we mentioned above paragraph. We may give services only for them, if it only possible ways for other Life, Health and General Insurance Products.

Informational statements regarding Insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult with us for the updated premium changes for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Statements on this website as to policies and coverage’s provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, email, voice mail, fax nor any social media page. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with us we may follow the requirements to insurance company if any services required. Any proposal of insurance we may present to you will be based upon the information you provide us via this online form/application and/or in other communications with us. Please contact our office to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies and/or coverages are available in every state. Information provided on this site does not constitute professional advice: if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only: we have no control over those sites and do not endorse or guarantee any information provided by those sites.

If the Insurance companies logos are used on this site, it is for identification of Insurance & Mutual Fund products only. This website is just for information purpose and it is not an official website of Insurance & Mutual Fund Company.

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